What is usually required from the policyholder regarding claims when an assignment of benefits is in place?

When an assignment of benefits is in place, it allows the healthcare provider to submit claims directly to the insurance company on behalf of the policyholder. This arrangement simplifies the process for the policyholder, as they do not need to handle the claims submission themselves.

Under an assignment of benefits, the provider is effectively granted permission to receive payment directly from the insurer for covered services. This means that the policyholder does not have to navigate the claims process, as the healthcare provider takes on that responsibility, thereby facilitating quicker access to benefits.

This situation contrasts with other options, where there is an expectation for the policyholder to be more actively involved in the claims or reimbursement processes. For instance, handling all claims independently or needing to notify the insurer about every claim would counteract the convenience that an assignment of benefits provides.